Payment Card Industry Data Security Standards (PCI DSS) are a set of security standards formed in 2004 to secure credit and debit card transactions against data theft and fraud. PCI DSS is a set of compliance methods, which are a requirement for any business.
Let’s suppose payment card data is stored, processed, or transmitted to a cloud environment. In that case, PCI DSS will apply to that environment and will involve validation of the CSP’s infrastructure, and the client’s usage of that environment.
PCI DSS Requirements:
- Install and maintain a firewall configuration to protect cardholder data
- Do not use vendor-supplied default for system passwords and other security parameters
- Protect stored cardholder data
- Encrypt transmission of cardholder data across an open, public network
- Use and regularly update anti-virus software or programs
- Develop and maintain secure systems and applications
- Restrict access to cardholder data by business need to know
- Assign a unique ID to each person with computer access
- Restrict physical access to cardholder data
- Track and monitor all access to network resources and cardholder data
- Regularly test security systems and processes
- Maintain a policy that addresses information security for all personnel
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