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Types of SSL Certificates:

Types of SSL Certificates

Introduction

Digital security for software and documents is important for any organization to operate online without any operational issues and maintain trust. The safeguard for this security is the available SSL (Secure Sockets Layer) certificate, which encrypts data exchanged between a user’s browser and our web server, thereby protecting valuable information, e.g., passwords, credit card access codes, and personal details. This approach only increases visitors’ confidence in a website, and choosing a proper SSL certificate requires balancing factors such as the type of site, the need for security, and the available budget. This blog provides an informational summary of the main types of certificates, the algorithms used to verify them, their areas of application, and their specific purposes.

What is an SSL Certificate?

An SSL certificate is an electronic identity document issued by a trusted Certificate Authority (CA) to verify the identity of an Internet site and enable encrypted communication via the HTTPS protocol. It is a mechanism that provides a secure connection, protecting data against interception and alteration and preserving confidentiality and integrity. In addition to increasing security, SSL certificates add credibility to a web resource by showing a padlock in the browser’s address bar. SSL certificates come in different levels of validation, coverage spans, and purposes, which is why proper knowledge of their differences is important so they can be chosen most effectively.

SSL Certificates by Validation Level

The strength of the examinations a certification authority conducts before issuing a certificate depends on the validation levels assigned to different types of certificates, thereby determining the level of trust and security attached to it.

Domain Validated (DV) Certificates

DV certificates, among the most required yet still accessible types, allow verifying ownership of a domain only; issuing these certificates guarantees that the desired domain is under the applicant’s control. The validation process is simple and can usually comprise:

• Authentication or test through email (the reply to an email addressed to a domain address).

• DNS (recording) verification (the addition of a particular record to the domain DNS).

• File-based verification (upload something to the server).

DV certificates will be issued immediately, usually in a few minutes, making them appropriate when one needs small sites, personal blogs, or non-payment web resources to be more or less adequately encrypted and provided with security. However, because they fail to verify the organization’s identity, they offer a lower level of trust than other classes. This makes them cost-effective, since charges may range from $0 (such as Let’s Encrypt) to a few dollars per year. As an example, a self-hosted portfolio site or blog can use a DV certificate to encrypt simple user interactions.

Organization Validated (OV) Certificates

OV certificates require an additional level of validation, verifying the ownership of a domain and the existence of an organization. The CA checks such information as:

• Business documents of registration.

• Work and location area.

• Ownership of domains through DV certificates.

This process, which can take a few days or up to 7 days, helps ensure that the certificate is issued by the legitimate entity, thereby improving credibility. OV certificates can be used by small to medium-sized enterprises, charities, or websites that process sensitive information, such as user logins. They are higher than DV certificates, usually $50 to $150 per year, but they offer greater confidence because they include organizational information in the certificate. A small, localized site, such as a service provider, may obtain an OV certificate.

Extended Validation (EV) Certificates

The ideal type of certification is the Extended Validation (EV) Certificate of Trust. The Certification Authority (CA) carries out a strict qualification procedure by checking:

 • Legal existence: the organization is registered.

• The location and condition of operation.

• Ownership of domains.

• The identity of the applicant in the certificate.

It is a comprehensive procedure that takes up to two weeks, which gives it maximum credibility. In some browsers, EV certificates usually have a green address bar or the name of an organization, visually indicating to users that they can be trusted. They are best suited for online stores, banking, or any other site that handles sensitive transactions, such as online money transfers or online banking. The costliest are the EV certificates, which range from $100 to over $900 per year, but they provide strong validation and are worth their price in the high-trust context. As an example, an online retailer that accepts credit card payments would find an EV certificate beneficial.

Certificate Type Comparison

CriteriaDomain Validation (DV)Organization Validation (OV)Extended Validation (EV)
Validation ScopeVerifies domain ownership onlyVerifies domain ownership and organizational identityComprehensive verification of legal entity, physical location, and operational status
Issuance TimelineNear-instant to several hours1-3 business days7-14 business days
Relative CostMost economicalModerate investmentPremium pricing
Validation MethodFully automated via email, DNS record, or HTTP file verificationSemi-automated with manual document reviewExtensive manual vetting by the certificate authority
Required DocumentationNoneArticles of incorporation, business registration, D&B number (varies by CA)Comprehensive legal documentation, physical address verification, operational existence proof, and authorized signatory confirmation
Organization DisplayNot applicableVisible in certificate details when inspectedDisplayed in certificate details with full legal entity information
Trust IndicatorsStandard secure padlock iconStandard secure padlock iconStandard secure padlock icon (historical green address bar deprecated in modern browsers)
Encryption LevelIndustry-standard encryption (typically 256-bit)Industry-standard encryption (typically 256-bit)Industry-standard encryption (typically 256-bit)
Identity AssuranceMinimal—confirms domain control onlyModerate—confirms legitimate business operationMaximum—confirms rigorously vetted legal entity
Ideal Use Cases• Personal blogs and portfolios • Internal corporate applications • Development and staging environments • Content-focused websites• Corporate websites • Small to medium e-commerce platforms • Professional services firms • Business applications • Customer portals• Financial services and banking • Enterprise e-commerce platforms • Payment processors • Healthcare portals • Government institutions
Certificate RenewalStreamlined automation possible (e.g., ACME protocol)Requires periodic document updatesFull re-validation is required with each renewal
Regulatory ComplianceSatisfies basic HTTPS requirementsMeets standard business compliance needsAddresses stringent regulatory requirements (PCI DSS, SOC 2, etc.)
Anti-Phishing ValueLimited attackers can obtain DV certificatesModerate deterrent through verified identityStrong protection through a rigorous vetting process
Market AdoptionRapidly growing (driven by free providers like Let’s Encrypt)Industry standard for established businessesDeclining adoption due to reduced visual differentiation

SSL Certificates by Coverage

SSL certificates can be classified on the basis of the number of domains or subdomains they secure, because they can be used in a wide variety of site architectures.

Single Domain SSL Certificate

A Single Domain certificate provides protection to one fully qualified domain name (FQDN), e.g, www.example.com. Such certificates can be used on websites having one domain and no subdomains. As an example, an international company that does not use many subdomains in its corporate site, say http://www.company.com, may prefer a Single Domain certificate to protect this site. Easy to use, the certificates, in general, have a price range of between 10 and 100 dollars a year, depending on the validation level and the certification authority (CA).

Wild Card SSL Certificates

Wildcard certificates certify a domain and all of its first-level subdomains (e.g., blog.encryptionconsulting.com, shop.encryptionconsulting.com) on the same certificate, represented by an asterisk (e.g., *.encryptionconsulting.com). They are perfect when having a lot of subdomains and blogs, e-commerce-related websites, or websites that have subdomains by geographic region. Wildcard certificates make management easy, since they cover infinite subdomains using a single certificate, reducing administrative burden. They are cost-effective in complex setups, though they are more expensive. To exemplify it, a website that includes the sub-domains mail.example.com and store.example.com would use a Wildcard certificate.

Multi-domain/SAN Certificate

Subject Alternative Name (SAN) certificates are Multi-Domain certificates, meaning that they secure a number of domains and sub-domains within one certificate. An example may be a single SAN certificate that may cover example.com, example.org, and shop. example.com. These certificates are very flexible, which enables organizations to protect more than one branded domain or website. The cost, which is usually priced between $150 and $600 a year, is dependent on the number of domains that it covers. These certificates are specifically beneficial to companies that are under the management of numerous domains, i.e., there can be distinct domains for marketing and divisions for sales, etc.

UCC (Unified Communications Certificates)

UCCs are purpose-built multi-Domain certificates intended  to unify communications platforms, such as Microsoft Exchange and Office Communications Server. They comprise various realms used in communication facilities, e.g., email servers and collaboration tools. UCCs are tailored to the enterprise, and the services are secure, including email, messaging, and collaboration. Pricing is all over the scales, typically around $200 a year, with the number of domains and the Certificate Authority depending. For example, an Exchange-based company using Microsoft Exchange email and collaboration may be recording a UCC.

Specialized SSL Certificates

Besides the common, general-purpose SSL certificates, there are specialized types that address specific security requirements.

Code Signing Certificates

The Code Signing certificates are used to sign software, scripts, or executables to prove authenticity and integrity. They eliminate tampering and ensure the user is using the software from a reputable source. Such certificates are used by developers to sign applications for platforms like Windows, macOS, and iOS app stores. The validation procedure is similar to that of an OV certificate, which requires organization-based verification and usually costs $100 to $400 per year

Document Signing Certificates

The Document Signing certificates are used to sign documents, such as PDFs, Office Files, and other non-executable files, to prove authenticity and integrity. They are similar to Code Signing Certificates, as they eliminate tampering and ensure the document comes from the intended publisher. Such certificates are used by publishers to sign Documents. The validation procedure is similar to that of an OV certificate, which requires organization-based verification and usually costs $100 to $400 per year.

S/MIME Certificates

Secure/Multipurpose Internet Mail Extensions (S/MIME) certificates are used to secure email communications, including verifying the identities of email senders and encrypting messages. They also guard against phishing and keep the privacy of emails, and are essential to companies that deal with sensitive emails. DV or OV-level validation is standard, though free or up to $75 a year

Choosing the Right SSL Certificate

It is important to consider many requirements thoroughly when choosing an SSL certificate.

Kind of website and purpose

Smaller websites, such as personal blogs or sites with informational content, can be well served by a Domain Validated (DV) certificate, while e-commerce or financial websites can do well with an Organization Validated (OV) or Extended Validation (EV) certificate.

Total amount of Domains/Subdomains 

The single-domain certificate is enough to secure simple websites, while Wildcard or Multi-Domain certificates are suitable for more complex setups with many subdomains or domains.

Budget 

DV certificates are usually the cheapest, often free or under $ 50 per year, but OV and EV certificates cost hundreds of dollars.

Trust Requirements

Areas of high trust, such as online stores and bank environments, typically require OV or EV certificates to reassure users that the site is high-trust and meets industry requirements.

Technical Expertise 

Wildcard certificates and Multi-Domain certificates are helpful in complex configurations; however, these certificates may require significant technical expertise to set up.

Additional Considerations

Collusion of Certificate Authority 

Choosing a popular CA will help ensure reliability and browser compatibility, such as  DigiCert or Let’s Encrypt.

Certificate Lifespan 

The bulk of SSL certificates typically expire within a year or two, although a few CAs have discounted multi-year contracts. Never allow expiration without its renewal.

Browser and device Compatibility 

Verify compatibility with popular browsers (Chrome, Firefox, Microsoft Edge, Safari) and devices(Mobile Platforms, IOT devices). 

SEO Benefits 

The use of HTTPS makes websites very visible on search engines like Google, and hence, it is worthwhile to have an SSL certificate.

How can Encryption Consulting help

Encryption Consulting provides an end-to-end certificate Management solution with CertSecure Manager. With CertSecure Manager, you can manage OV/DV/EV certificates by Different Certificate Providers across different platforms under a single platform.

Certificate Management

Prevent certificate outages, streamline IT operations, and achieve agility with our certificate management solution.

Conclusion

Website security is based on SSL certificates that guarantee an encrypted connection and instill confidence in users. Whether it is cost-effective DV certificates, high-trust EV certificates, Single Domain or Wildcard certificates, or specialist certificates like Code Signing and S/MIME, every requirement has an SSL certificate. Knowing the profiles of validation, coverage possibilities, and application, you might choose a suitable certificate to secure your site, increase credibility, and fulfill the expectations of users